Florida HOA Solutions

HOA Management Software for Florida Communities

No state rewrites its HOA statute as often as Florida. Run your association on a system that already holds what Chapter 720 asks you to produce.

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Why Florida HOAs Choose HOAware

Florida leads the nation with over 50,000 homeowner associations managing more than 9 million housing units — more than any other state. Whether you're a volunteer board member in a Naples gated community or a property management company overseeing developments across Miami-Dade, HOAware gives you the AI-powered tools to run your HOA efficiently and in full compliance with the Florida Homeowners' Association Act (Chapter 720, Florida Statutes).

50,000+
HOAs in Florida
9M+
Housing Units
#1
Most HOAs by State
65%
Are Volunteer-Run

Florida HOA Laws & Compliance

Florida has some of the most detailed HOA regulations in the country. HOAs are primarily governed by the Florida Homeowners' Association Act (Chapter 720, Florida Statutes), with condominiums falling under the Florida Condominium Act (Chapter 718). Understanding these regulations is essential for board members and property managers operating in Florida.

Chapter 720 of the Florida Statutes establishes the comprehensive framework for creating and governing homeowners' associations in Florida. It covers formation, governance, homeowner rights, assessment authority, covenant enforcement, and dispute resolution. Florida's HOA Act is among the most detailed in the nation, providing significant protections for both associations and homeowners.

Florida law (§720.303) requires HOAs to maintain official records and make them available to members within 10 business days of a written request. Official records include financial statements, meeting minutes, governing documents, insurance policies, and contracts. Failure to provide records can result in penalties. HOAware's document management system helps associations stay organized and responsive to records requests.

Florida requires newly elected or appointed board members to certify that they have read the governing documents and will uphold them, or complete a state-approved education course within 90 days (§720.3033). Elections must follow specific procedures including written notice at least 14 days in advance. HOAware helps boards track certifications and manage election timelines.

Florida HOAs must adopt an annual budget and provide it to members. The budget must include reserve funding for capital expenditures and deferred maintenance unless a majority of members vote to waive or reduce reserves (§720.303(6)). HOAware's financial tools help boards create compliant budgets and track reserve fund balances.

Before an HOA can impose a fine on a homeowner in Florida, it must convene an independent fining committee composed of members who are not board members or their immediate family (§720.305). The committee must approve the fine by majority vote after giving the homeowner an opportunity to be heard. HOAware's violation tracking module supports this required workflow.

Florida HOAs may enforce covenants, conditions, and restrictions (CC&Rs) through fines, suspension of common area use rights, and legal action. The association must provide at least 14 days' written notice before taking enforcement action (§720.305). HOAware's ACC module streamlines the architectural review and covenant enforcement process with automated notices and compliance tracking.

Florida law (§720.30851) governs the issuance of estoppel certificates, which are required when a property is sold. The HOA must deliver the certificate within specific timeframes and may charge a fee. HOAware helps associations generate and track estoppel certificate requests efficiently.

Florida HOAs have the statutory authority to levy assessments and place liens on properties for unpaid dues (§720.3085). The association must record a claim of lien in the county public records and provide the homeowner with written notice at least 45 days before filing. Proper procedures under Florida law must be followed before pursuing foreclosure.

General information for board members and managers, current as of publication and not legal advice. Statutes are amended often; confirm anything you intend to rely on with your association's attorney.

Features for Florida HOAs

Tools designed to help Florida communities thrive.

Florida-Compliant ACC Reviews

Applications route to the committee with the standard applied, the vote and the date recorded, and the decision filed where an estoppel request or a records demand can find it.

Answers Before the Records Request

CORI answers owner questions straight from your governing documents, which in Florida takes pressure off the ten-business-day records clock by resolving most questions before anyone writes in.

Violation Tracking & Enforcement

Florida requires an independent committee to approve a fine before it is imposed. The notice, the hearing date, the committee's decision and the owner's response are logged as separate, dated steps.

Serving Communities Across Florida

HOAware serves HOAs statewide. Explore local resources for communities in these Florida cities.

Miami, FL
Orlando, FL
Tampa, FL
Jacksonville, FL

Ready to Modernize Your Florida HOA?

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Frequently Asked Questions

Common questions about HOA management in Florida.

Yes. HOAware is designed to help Florida HOAs operate in compliance with the Florida Homeowners' Association Act (Chapter 720, Florida Statutes). Our tools support proper meeting notifications, board member certification tracking, official records management, fining committee workflows, election procedures, and architectural review processes required under Florida law.

Florida law requires HOAs to maintain official records and make them available within 10 business days of a written request. HOAware's document management system keeps all your records organized, searchable, and easily accessible — helping you meet Florida's transparency requirements and avoid penalties for non-compliance.

Yes. Florida requires a committee independent of the board to approve a fine before it can be imposed. HOAware's violation tracking module supports the full workflow — from initial notice, to scheduling the fining committee hearing, to documenting the committee's decision and tracking compliance timelines.

Yes. A Florida volunteer board usually adopts it for the records and fining-committee trail; a management company adopts it for the portfolio view and the estoppel turnaround. The underlying obligations are identical either way, which is the point.

Yes. HOAware helps manage the election process with tools for candidate nominations, ballot distribution, and vote tracking. We also help boards track the Florida-required board member certification, ensuring every director has either read the governing documents or completed an approved education course within the required 90-day window.

Onboarding, board training and ongoing support are included with every account, and Florida boards tend to use the training most heavily right after a legislative session changes what Chapter 720 requires of them. With Florida being the largest HOA market in the nation, we have extensive experience helping Florida communities of all sizes navigate the state's detailed regulatory requirements.

Ready to Modernize Your Florida HOA?

Join thousands of Florida communities using HOAware to streamline operations, improve compliance, and engage residents.

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